Kashable
Employer-backed personal loan fintech
About
Kashable is a fintech startup founded in 2020 that offers personal loan solutions primarily designed for employees through employer-sponsored financial wellness programs. Its core product is a technology platform that facilitates easy access to affordable, responsible credit for employees, aiming to improve financial health and reduce financial stress. Kashable operates by partnering with employers who integrate its lending platform into their benefits offerings, thereby enabling employees to borrow at favorable rates without predatory lending practices. The company has raised $126M+ in funding to date, including a recent $60M Series C led by Goldman Sachs in 2025, enabling expanded product development and market reach within the financial wellness space.
Products
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Loan Program
— Offers personal loans from $250 to $30,000 with terms of 6 to 36 months and payroll deduction repayments.
Customer sectors: employers, employees
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Program for federal employees
— Provides personal loans to federal employees and retirees across most US states with payroll-deducted repayments.
Customer sectors: federal employees, federal retirees
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Voluntary benefit platform
— Employer-sponsored platform offering low-cost loans as a voluntary employee financial wellness benefit.
Customer sectors: employers, HR professionals
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Integration with HRIS and payroll
— Seamless integration with Human Resource and payroll systems for loan administration and automatic repayment.
Customer sectors: HR professionals, payroll administrators
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Partnership with SecureSave
— Combines low-cost loans and emergency savings accounts in one dashboard for employer financial wellness offerings.
Customer sectors: employers, employees
Market research & competitive positioning
Source-backed TAM / SAM / SOM sizing, displacement analysis, and an interactive peer positioning map for Kashable — available to members.
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