Tapaya

Turn any device into a payment terminal

Pre-Seed
Prague, Czech Republic
Founded 2025

About

Founded in 2025 and based in Prague, Tapaya develops payment infrastructure that enables banks, FinTechs, and software platforms to accept in-person card payments by transforming everyday devices into payment terminals through software. The startup’s business model focuses on embedding its software-based payment acceptance solution into other platforms to simplify and expand in-person payment capabilities, lowering entry barriers for merchants and financial institutions. Tapaya raised €1 million ($1.17 million) in a pre-seed round led by Passion Capital with participation from Depo Ventures and BADideas.fund.

Products

  • Tapaya Accept SDK — Multi-platform SDK to embed in-store payment acceptance into any app and device, enabling quick launch without payments expertise.
    Customer sectors: developers, payment service providers, retailers
  • Tapaya Web Platform — Self-service platform to onboard, configure, and access payment analytics and APIs for managing payment integrations.
    Customer sectors: developers, payment operations, ecommerce platforms
  • Tapaya Sandbox — Testing environment to customize payment flows and access transaction data safely before going live.
    Customer sectors: developers, QA engineers, fintech startups
  • Tapaya A2A Payments — Infrastructure enabling acceptance of account-to-account payments integrated into apps without complexity.
    Customer sectors: developers, financial institutions, ecommerce platforms

Market research & competitive positioning

Source-backed TAM / SAM / SOM sizing, displacement analysis, and an interactive peer positioning map for Tapaya — available to members.

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