Ramp
AI-driven finance automation platform
About
Ramp, founded in 2020, is a fintech startup specializing in corporate expense management, offering AI-powered tools to streamline accounting, corporate credit cards, and vendor payments. The platform automates spend controls and approval flows, helping companies reduce costs and improve financial workflows. Ramp's business model revolves around SaaS subscriptions targeting finance teams of growing companies with its innovative autonomous finance capabilities enhancing productivity and savings.
Products
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Corporate Cards
— Issue unlimited physical and virtual Visa cards with preset controls to manage spend and get up to 5% cashback worldwide.
Customer sectors: finance teams, mid-market businesses, enterprise companies
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Expense Management
— Automate expense capture, auto-coding, and policy enforcement with receipt submission via SMS, Slack, and app.
Customer sectors: finance teams, employees, accounting departments
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Accounts Payable
— Automate invoice OCR, coding, approval routing, fraud prevention, and payment with zero fees on domestic methods.
Customer sectors: accounts payable teams, finance departments, mid-market companies
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Travel
— Enforce travel policies at booking, monitor hotel rates, auto-rebook at lower prices, and match receipts automatically.
Customer sectors: travel managers, finance teams, business travelers
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Procurement
— AI-powered intake, dynamic approval routing, and automated PO generation with three-way matching and payment blocking.
Customer sectors: procurement teams, finance departments, legal and IT
Market research & competitive positioning
Source-backed TAM / SAM / SOM sizing, displacement analysis, and an interactive peer positioning map for Ramp — available to members.
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